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Most Popular Policies of Oriental Insurance

  • Oriental Individual Mediclaim Policy
    Oriental Individual Mediclaim Policy offers coverage to individual policyholders for hospitalization and domiciliary treatments for sudden ailments, surgeries and injuries due to accidents.
    Key features of Oriental Individual Mediclaim Policy
    • One can take this Policy for himself and or for his family members
    • There is 10% discount in premium if family members are covered
    • Domiciliary treatment and Day care procedures are covered under the plan
    • Application for people up to 80 years
    Buy now
  • Oriental Insurance Happy Family Floater plan
    This family floater plan covers the proposer and his/her family members like spouse, children, parents and parents-in-law.
    Key features of Oriental Insurance Happy Family Floater plan
    • Applicants don't have to undergo pre-policy medical check-ups up to 60 years
    • The Gold variant of the plan offers attendant allowance and daily cash allowance
    • Proposers can choose between TPA and non TPA services.
    • 5% discount on premium if proposers' don't opt for TPA services
    Buy now

Health Insurance Plans

Oriental InsuranceOriental health insurance plans are highly sought-after as they are designed to cater to the needs of individuals as well as their families. Here is a list of Oriental insurance mediclaim policy;

• Individual Mediclaim Health Insurance
• Group Mediclaim Policy
• Health of Privileged Elder (HOPE)
• Happy Family Floater Policy
• Overseas Mediclaim Policy (E&S)
• Overseas Mediclaim Policy (B&H)
• Pravasi Bhartiya Bima Yojana Policy
• Oriental Bank Mediclaim Policy
• PNB – Oriental Royal Mediclaim Insurance Policy
• OBC-Oriental Bank Mediclaim Policy
• Oriental Happy Cash Policy
• Jan Arogya Bima

Out of these 12 Oriental health insurance plans, the following three Oriental insurance mediclaim policies are available online;

• Individual Mediclaim Health Insurance
• Happy Family Floater Policy
• Overseas Mediclaim Policy (E&S)

Benefits of opting for Oriental insurance mediclaim policies

• Policyholders can change the sum-insured amount on renewal of their Oriental health insurance plans at the end of the year
• Cashless hospitalization facility is available with an oriental insurance mediclaim policy in the network of the insurer that comprises of hospitals all over the country

• Policyholders can avail tax benefit under section 80D of Income Tax Act by purchasing Oriental health insurance policies

Renewal process of Oriental insurance mediclaim policies

There are 3 easy steps for your oriental mediclaim policy renewal. The process to renew Oriental health insurance plan begins when you log into the portal by entering required details like policy number and date of birth. After signing in you have to select your preferred payment option to renew your Oriental insurance mediclaim plan. Once you make the payment successfully you have to save the soft copy of premium deposit receipt of your chosen Oriental health insurance plan or keep a hard copy.

Alternatively, GIBL can also help you renew Oriental mediclaim insurance. You can get it done by calling the toll-free number 1800-258-2584. By calling this number you can further check the status of your Oriental health insurance cover. Oriental mediclaim policy status checking can also be done by signing into the portal of Oriental insurance.

Different aspects of all Oriental health insurance online plans:

Name Eligibility Sum Assured  Coverage is available for
Individual Mediclaim Health Insurance All resident Indian citizens up to 80 years old can apply. Applicants over 45 years have to undergo medical check-ups Rs.50,000 to Rs.5 lakhs, Proposer
Happy Family Floater Policy Indian resident citizens over 18 years and below 60 years. Silver plan – Rs.1 lac to Rs.5 lacs, subject to 10% co-pay. Gold plan – Rs.6 lacs to Rs.10 lacs. Proposer and his/her spouse and dependent children, parents in law and parents.
Overseas Mediclaim – Employment and Study Indian citizens US$ 75,000 This policy is  for Indian citizens that are residing in the Country of Study or posting temporarily
Overseas Mediclaim – Business and Holiday Both Indian and Foreign Citizens Rs.50000 to Rs.500000 a) Indian Residents make genuine abroad trips for business, holiday and official purposes

b) Foreign nationals working in India

Claim settlement procedure of Oriental mediclaim insurance policy

Consumers buy Oriental health insurance policy online so that the Orinetal insurance mediclaim plan offer financial protection at the time of sickness and hospitalization. So, it is better to be familiar with the entire process of claim settlement process because lack of knowledge about right way of making a claim may lead to rejection which can be fatal at a crucial time. First of all, you have to fill the Oriental health insurance claim form with accurate information and submit it with necessary documents to the company. After assessing your Oriental insurance mediclaim health insurance claim form the insurer will approve the claim within a few days if no discrepancy is found.

Oriental Health Insurance Plans