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Get the Best Health Insurance Plan Online in India

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Family

Family Policy
 

Most Popular Policies of Oriental Insurance

  • Oriental Individual Mediclaim Policy
    Oriental Individual Mediclaim Policy offers coverage to individual policyholders for hospitalization and domiciliary treatments for sudden ailments, surgeries and injuries due to accidents.
    Key features of Oriental Individual Mediclaim Policy
    • One can take this Policy for himself and or for his family members
    • There is 10% discount in premium if family members are covered
    • Domiciliary treatment and Day care procedures are covered under the plan
    • Application for people up to 80 years
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  • Oriental Insurance Happy Family Floater plan
    This family floater plan covers the proposer and his/her family members like spouse, children, parents and parents-in-law.
    Key features of Oriental Insurance Happy Family Floater plan
    • Applicants don't have to undergo pre-policy medical check-ups up to 60 years
    • The Gold variant of the plan offers attendant allowance and daily cash allowance
    • Proposers can choose between TPA and non TPA services.
    • 5% discount on premium if proposers' don't opt for TPA services
    Buy now

Oriental Insurance Happy Family Floater

Our family is something that is there with us from the day we are born till the day we die and their protection is something we can never compromise on. But what happens when they fall ill? Oriental insurance has brought to us Oriental Insurance Happy Family Floater plan where we can cover our family with the coverage the policy gives. The wide range of features and benefits of the policy brings in the best of the company.

The benefits that we get from the policy are:

Silver Plan

  • For the treatment for dog bite or any rapid animal bite, the policy pays upto Rs. 5000 for immunization injections.
  • For the surgeon, medical practitioner, consultant, oxygen, blood, chemotherapy, dialysis, diagnostic material etc, the policy covers upto 10% of the sum insured; maximum Rs.25,000 during the policy period.
  • In case of accidental death of the benefactor then the policy assured the payment of 100% of the sum insured.
  • For personal accident for self and dependants, the policy covers the sum insured upto Rs. 5,00,000 per person aged 18 years and above. And 50% of this limit for persons aged less than 18 years.
  • A life hardship survival benefit is not allowed under this plan.

Gold Plan

  • For the treatment for dog bite or any rapid animal bite, the policy pays upto Rs. 5000 for immunization injections.
  • For the surgeon, medical practitioner, nursing expenses, specialists fees, chemotherapy, medicines and drugs etc, the policy covers upto Rs. 50,000 during the policy period.
  • The expenses related to organ donor’s hospitalization are also covered.
  • For personal accident for self and dependants, the policy covers the sum insured upto Rs. 10,00,000 per person aged 18 years and above. And 50% of this limit for persons less than 18 years.
  • For benefactors of the life hardship survival benefit, the policy covers Cancer-metasis (stage IV), End stage renal disease (ESRD), and stroke leading to paralysis or paraplegia.

The additional benefits are:

Silver Plan

Gold Plan

Ambulance Charges Rs. 1000/- per illness is given and limited to a maximum of 1% of the sum insured or Rs. 3000/- whichever is less for the entire policy period. Rs. 2000/- per illness is given and limited to maximum of 1% of the sum insured or Rs. 6000/- whichever is less, for the entire policy period.
Attendant allowance (stated that the child is below 10 years of age) The plan doesn’t allow any coverage. This plan allows Rs. 500 per day of illness for a maximum of 10 days per illness upto maximum of 15 days during the policy period.
Daily hospital cash Allowance This plan doesn’t allow any coverage. 0.1% of the sum insured per day is covered by the plan subject to a maximum of 1.5% of the sum insured during a policy period.

The policy can be bought online:
The features and benefits given by the company for the Oriental Insurance Individual Mediclaim Policy doesn’t only give this much, but it has a much wider concept to it; you can get to know about all that and buy the policy from the link given below. Oriental Insurance also allows the benefactors to buy the policy from their site with the help of credit cards or debit cards. Click on the link given below.

The key features of the policy include:

  • Cashless benefits are given if the treatment is done in a network hospital.
  • Reimbursement benefits are given if the treatment is done in a non-network hospital.
  • Plan A of the Gold Plan assures 15% of the Sum Insured.
  • Plan B of the Gold Plan assures 25% of the Sum Insured.

The coverage of the policy:

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Certain points are excluded from the policy:
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The eligibility criteria for the policy:

Maximum Entry age 55
Minimum Entry age 18
Maximum renewal age for policy 65

In the maximum, the amount of sum that can be insured is Rs.10 lac whereas, in the minimum, the amount of sum that can be insured is Rs. 1 lac. The term of the policy coverage is of 1 year after which it can be renewed. A pre policy medical checkup is not needed for the people who are upto 60 years of age. A discount of 5% on the premium amount is also given for each claim free year subject to a maximum of 20% and there is a co-payment clause for 10% of admissible claim under the silver plan.

The estimated premium chart ranges from:

Silver Plan (for primary member)

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(For family member per person)

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Gold Plan (for primary member)

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(For family member per person)

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If the features and benefits urge you enough to buy the policy straightaway then click on the link given below. The link will guide through the process of buying the policy online and explain you more on the nitty-gritty of the policy.

Similar policies given by different companies:

  • Max Bupa Heartbeat family floater
  • Apollo Munich Easy Health Family
  • Star Family Optima Health Insurance